Alif Laam Miim
08-07-2006, 02:11
Bank of Saint Lazare
http://128.242.221.170/images/monaco.gif
Founded shortly after the formation of the Grand Duchy of Saint Lazare, the Bank of Saint Lazare is a large emporium of money, with numerous rich investors and gambling residents hosting accounts. All accounts are private, although certain data will remain public - aside from this caveat, what one does with this account and how long one holds it is completely up to the holder.
Rules for use:
1. Since the Bank of Saint Lazare exists in the phenomenal world of Earth II, only account-holders from EII may apply here. Likewise, funds deposited or withdrawn from this bank must used for purposes in the fabulous world of Earth II. ANY INFRACTIONS ON THIS RULE WILL RESULT IN IMMEDIATE AND UNCONDITIONAL TERMINATION OF THE ACCOUNT - funds will not be returned to the account owner, as part of the punishment for rule infraction - the funds will be deposited into an undisclosed account, for uses by the bank itself.
2. Applicants must have at least $100,000 to deposit for any consideration. Applicants must also reach the minimum standards for the variety of account selected to hold their account, and the amount of money remaining in the account must be at or above the minimum level as detailed for the account type, unless the account holder is performing a bank withdrawal.
3. For purposes of this bank alone, interest rates are either compounded monthly [RL 1week], or annually [RL 3 months]. The fiscal month begins on RL Saturday, and the fiscal year is the first Saturday of the three-month period.
4. If an account exceeds the minimum amount required to start another account of a different grade, the account holder may opt to upgrade their account level to that level. Sufficed to say, once the account is upgraded, the account cannot exceed its minimum account holdings for that particular level, although the account holder can opt to downgrade their account to a lower level. For all accounts, there is no maximum amount to invest [although if you have a lot of money, you can own the bank! ;) The amount of "a lot" is determined by the ranking system of the Bank owner.]
5. If the Bank owner [i.e. me] is on vacation for the period, interest rates do NOT compound and the amount in the account will remain as it was before the vacation began when the Bank owner returns.
6. All account withdrawals are free of charge; there are no surcharges at all [partially because I hate surcharges myself, and besides that, it'd be too hard for a non-econ guy like me...].
7. Loans are to be paid in full within 1 year [RL 3months], plus the amount of interest acquired over the time [loans are compounded with interest, so the sooner you pay it off, the better :)]. If the loan applicant has a bank account, they are offered the option to have automatic monthly payments from that account, up until the amount of money in the account is exhausted to its limit - otherwise, all loan applicants must pay [i.e. post a reply with the payment, to be verified by various sources] back in full.
8. All of the information provided here is the absolute most public that details will be revealed on that particular account. We will not ask any questions pertaining to the reason for the account, but if intelligence reveals that your money is being used for subversive means [i.e. terrorism, slave markets, illicit arms deals, and any other reason deemed by the Bank owner to be subversive], the account will be frozen until further notice. If the account holder does not reply within 1 year [RL 3months] of the intelligence inquiry [we will let you know] without any proof of innocence in the matter, the account will be then closed with no return of funds. The funds will be deposited into an undisclosed account, for uses by the bank itself.
9. Although the money is technically property of the account holder, it remains to the account holder to behave in a manner that is conducive to good business. Likewise, account holders acting outside norms [i.e. godmoding, using unappropriated funds, and anything else deemed by the Bank owner to be abnormal] shall have their accounts freezed until further notice. If the account holder does not square up by the end of 1 year [RL 3 months], the account will be then terminated, with no return of funds. The funds will be deposited into an undisclosed account for uses by the bank itself.
10. To be eligible to open an account - along with the standard set in Rule 1, which above all trumps any and all other conditions - the account holder must be a representative of a nation recognized by the Grand Duchy of Saint Lazare, an international corporation not linked to military production or an international corporation linked to military production approved by the Grand Duchy for investments and account holding, an international organization not connected to any military affiliations or an international organization connected to any military affiliations approved by the Grand Duchy for investments and account holding , or a private depositor [i.e. no data connected to the person].
[NOTE: there is obviously a big loophole in this rule; I hope that it won't get exploited :rolleyes:, but obviously, if your private depositor turns out to be the big dog of the Sicilian Mafia, the account will hold to Rule 6.]
11. All accounts held will amount to the standard currency of Earth II only. We do not perform foreign currency exchanges, even if the national currency of the account holder is different than the standard Earth II currency.
12. This list of rules is subject to change, at the convenience of the Bank owner. All those who have accounts shall be notified of the changes and given 1 month [RL 1 week] to correct any infringements on this rule. Otherwise, the account will hold to Rule 7 and any other applicable Rules.
[U]Available Accounts:
Savings:
Level 1 - minimum $100,000
Interest Rate - 2% compounded annually [RL 3 months]
Level 2 - minimum $500,000
Interest Rate - 5% compounded annually [RL 3 months]
Level 3 - minimum $1,000,000
Interest Rate - 7% compounded annually [RL 3 months]
Level 4 - minimum $5,000,000
Interest Rate - 10% compounded annually [RL 3 months]
Level 5 - minimum $10,000,000
Interest Rate - 15% compounded annually [RL 3 months]
Level 6 - minimum $100,000,000
Interest Rate - 25% compounded annually [RL 3 months]
Level 7 - minimum $1,000,000,000 [1 bil]
Interest Rate - 2% compounded monthly [RL 1 week]
Level 8 - minimum $10,000,000,000 [10 bil]
Interest Rate - 5% compounded monthly [RL 1 week]
Level 9 - minimum $100,000,000,000 [100bil]
Interest Rate - 7% compounded monthly [RL 1 week]
Level 10 - minimum $1,000,000,000,000 [1 tril]
Interest Rate - 10% compounded monthly [RL 1 week]
CD [unable to withdraw until period has terminated]:
Level 1 - minimum $10,000,000
Interest Rate - 25% compounded annually [RL 3 months] for 1 RL Year
Level 2 - minimum $1,000,000,000 [1 bil]
Interest Rate - 50% compounded annually [RL 3 months] for 1 RL Year
Level 3 - minimum $100,000,000,000 [100 bil]
Interest Rate - 75% compounded annually [RL 3 months] for 1 RL Year
Loans:
Level 1 - $100,000,000 [100 mil]
Interest Rate - 10% compounded monthly [RL 1 week]
Level 2 - $100,000,000,000 [100 bil]
Interest Rate - 20% compounded monthly [RL 1 week]
Level 3 - $100,000,000,000,000 [100 tril]
Interest Rate - 50% compounded monthly [RL 1 week]
NOTE: The account will start to accrue its interest when the account is confirmed by the Bank owner. We remind all applicants that only members of Earth II may apply here. There's another bank around somewhere else for general applicants, but we cannot say where for the moment.
NOTE2: Applicants can apply here, before receiving special instructions after passing qualifications and security tests. Special instructions will arrive via TGs.
http://128.242.221.170/images/monaco.gif
Founded shortly after the formation of the Grand Duchy of Saint Lazare, the Bank of Saint Lazare is a large emporium of money, with numerous rich investors and gambling residents hosting accounts. All accounts are private, although certain data will remain public - aside from this caveat, what one does with this account and how long one holds it is completely up to the holder.
Rules for use:
1. Since the Bank of Saint Lazare exists in the phenomenal world of Earth II, only account-holders from EII may apply here. Likewise, funds deposited or withdrawn from this bank must used for purposes in the fabulous world of Earth II. ANY INFRACTIONS ON THIS RULE WILL RESULT IN IMMEDIATE AND UNCONDITIONAL TERMINATION OF THE ACCOUNT - funds will not be returned to the account owner, as part of the punishment for rule infraction - the funds will be deposited into an undisclosed account, for uses by the bank itself.
2. Applicants must have at least $100,000 to deposit for any consideration. Applicants must also reach the minimum standards for the variety of account selected to hold their account, and the amount of money remaining in the account must be at or above the minimum level as detailed for the account type, unless the account holder is performing a bank withdrawal.
3. For purposes of this bank alone, interest rates are either compounded monthly [RL 1week], or annually [RL 3 months]. The fiscal month begins on RL Saturday, and the fiscal year is the first Saturday of the three-month period.
4. If an account exceeds the minimum amount required to start another account of a different grade, the account holder may opt to upgrade their account level to that level. Sufficed to say, once the account is upgraded, the account cannot exceed its minimum account holdings for that particular level, although the account holder can opt to downgrade their account to a lower level. For all accounts, there is no maximum amount to invest [although if you have a lot of money, you can own the bank! ;) The amount of "a lot" is determined by the ranking system of the Bank owner.]
5. If the Bank owner [i.e. me] is on vacation for the period, interest rates do NOT compound and the amount in the account will remain as it was before the vacation began when the Bank owner returns.
6. All account withdrawals are free of charge; there are no surcharges at all [partially because I hate surcharges myself, and besides that, it'd be too hard for a non-econ guy like me...].
7. Loans are to be paid in full within 1 year [RL 3months], plus the amount of interest acquired over the time [loans are compounded with interest, so the sooner you pay it off, the better :)]. If the loan applicant has a bank account, they are offered the option to have automatic monthly payments from that account, up until the amount of money in the account is exhausted to its limit - otherwise, all loan applicants must pay [i.e. post a reply with the payment, to be verified by various sources] back in full.
8. All of the information provided here is the absolute most public that details will be revealed on that particular account. We will not ask any questions pertaining to the reason for the account, but if intelligence reveals that your money is being used for subversive means [i.e. terrorism, slave markets, illicit arms deals, and any other reason deemed by the Bank owner to be subversive], the account will be frozen until further notice. If the account holder does not reply within 1 year [RL 3months] of the intelligence inquiry [we will let you know] without any proof of innocence in the matter, the account will be then closed with no return of funds. The funds will be deposited into an undisclosed account, for uses by the bank itself.
9. Although the money is technically property of the account holder, it remains to the account holder to behave in a manner that is conducive to good business. Likewise, account holders acting outside norms [i.e. godmoding, using unappropriated funds, and anything else deemed by the Bank owner to be abnormal] shall have their accounts freezed until further notice. If the account holder does not square up by the end of 1 year [RL 3 months], the account will be then terminated, with no return of funds. The funds will be deposited into an undisclosed account for uses by the bank itself.
10. To be eligible to open an account - along with the standard set in Rule 1, which above all trumps any and all other conditions - the account holder must be a representative of a nation recognized by the Grand Duchy of Saint Lazare, an international corporation not linked to military production or an international corporation linked to military production approved by the Grand Duchy for investments and account holding, an international organization not connected to any military affiliations or an international organization connected to any military affiliations approved by the Grand Duchy for investments and account holding , or a private depositor [i.e. no data connected to the person].
[NOTE: there is obviously a big loophole in this rule; I hope that it won't get exploited :rolleyes:, but obviously, if your private depositor turns out to be the big dog of the Sicilian Mafia, the account will hold to Rule 6.]
11. All accounts held will amount to the standard currency of Earth II only. We do not perform foreign currency exchanges, even if the national currency of the account holder is different than the standard Earth II currency.
12. This list of rules is subject to change, at the convenience of the Bank owner. All those who have accounts shall be notified of the changes and given 1 month [RL 1 week] to correct any infringements on this rule. Otherwise, the account will hold to Rule 7 and any other applicable Rules.
[U]Available Accounts:
Savings:
Level 1 - minimum $100,000
Interest Rate - 2% compounded annually [RL 3 months]
Level 2 - minimum $500,000
Interest Rate - 5% compounded annually [RL 3 months]
Level 3 - minimum $1,000,000
Interest Rate - 7% compounded annually [RL 3 months]
Level 4 - minimum $5,000,000
Interest Rate - 10% compounded annually [RL 3 months]
Level 5 - minimum $10,000,000
Interest Rate - 15% compounded annually [RL 3 months]
Level 6 - minimum $100,000,000
Interest Rate - 25% compounded annually [RL 3 months]
Level 7 - minimum $1,000,000,000 [1 bil]
Interest Rate - 2% compounded monthly [RL 1 week]
Level 8 - minimum $10,000,000,000 [10 bil]
Interest Rate - 5% compounded monthly [RL 1 week]
Level 9 - minimum $100,000,000,000 [100bil]
Interest Rate - 7% compounded monthly [RL 1 week]
Level 10 - minimum $1,000,000,000,000 [1 tril]
Interest Rate - 10% compounded monthly [RL 1 week]
CD [unable to withdraw until period has terminated]:
Level 1 - minimum $10,000,000
Interest Rate - 25% compounded annually [RL 3 months] for 1 RL Year
Level 2 - minimum $1,000,000,000 [1 bil]
Interest Rate - 50% compounded annually [RL 3 months] for 1 RL Year
Level 3 - minimum $100,000,000,000 [100 bil]
Interest Rate - 75% compounded annually [RL 3 months] for 1 RL Year
Loans:
Level 1 - $100,000,000 [100 mil]
Interest Rate - 10% compounded monthly [RL 1 week]
Level 2 - $100,000,000,000 [100 bil]
Interest Rate - 20% compounded monthly [RL 1 week]
Level 3 - $100,000,000,000,000 [100 tril]
Interest Rate - 50% compounded monthly [RL 1 week]
NOTE: The account will start to accrue its interest when the account is confirmed by the Bank owner. We remind all applicants that only members of Earth II may apply here. There's another bank around somewhere else for general applicants, but we cannot say where for the moment.
NOTE2: Applicants can apply here, before receiving special instructions after passing qualifications and security tests. Special instructions will arrive via TGs.