NationStates Jolt Archive

This isn't really what method you use, but how you use the money. That is, do you give exact, try to give exact, slap down a twenty, etc...?

I usually try to make exact change or close to it.

Poll Ahoy!

In blood.

Thankfully, not mine.

I round to the nearest ten and slap down some bills equal to whatever it is and collect my change.

I use plastic....ask for cash back if I need some

although this paying with blood intrigues me...

I try to give exact, because I don't like the weight, but often I don't have enough small coins.

Other peoples credit cards...


Depends on my needs. If I need singles and change for the bus (even though I have two vans, I try to take the bus when I can) then I'll break bigger bills. If I'm phat with change, I'll pay exact change.

Most of the time I use debit because I get air miles with it. Only half a mile per dollar but it does add up. If it is business it goes on a air miles card for the same reasons.

I do try to give exact change. I went out to the local shop to buy peanuts, and I thought all I had was a tenner. Considering the peanuts would be under a quid, I thought that the person at the till would have been rather unhappy with this. Luckily, it turned out that I had a pound coin on me, as well as my tenner. It better to give correct change (or near enough), as it kind of saves them the effort, plus one isn't then lugging around a handful of shrapnel because of it. On the flipside, I kind of want a decent bunch of change in return. I was recently annoyed when some one gave me eight pounds in pound coins when I paid for something costing £12 with a £20 note.

I'd have much prefered a fiver and £3 in coins. But then that's probably being too damned fussy.

I'm crap at math so I just throw money at them and hope they leave me alone :p

I try to give exact, because I don't like the weight, but often I don't have enough small coins.

I do that or just give them the nearest sum i have in coins.

I would pick the card (gas card / store card / food card) that would give me max points and use that. I carry < 5 with me mainly for toll purposes. Everywhere else it's plastic.

It depends what I'm buying.

For larger purchases, at the supermarket, petrol station, bills, etc I'll use plastic (debit card).

For smaller purchaes, at pub, post office, milkbar, etc I'll use the note closest to the value & get change. Then when I've got a pocket full of coins, I'll use them up to get rid of them.

Cash for small purchases
Credit card for larger purchases or when I don't have much cash to spare
Direct debits for paying my tax dues

While I'm walking to pay I've already calculated how much my shit costs and are preparing the exact amount of cash. Makes transactions so much faster...

Cash.

Usually debit.

Big jars of pennies

I steal it.

Plastic Money.... Though usually Check/Debit Card... I haven't kept a Credit Card for several years after being a victim of ID theft.

I prefer or rather try to pay in cash, to the exact cent, otherwise, if I'm in a hurry and I can't be bothered to nickel and dime it, I just take out the bill that will cover it, then at the end of the week, come to the grim realisation that I have a hell of a lot of clink in my wallet and no bills. Damn the Canadian government for making the toonie! Next they're going to make the fiver into a damn coin.

Pretty much always use cash, and never use the change I get, so it just piles up. I try to avoid using my credit card for anything other than internet purchases.

I pay with bills, I hoard my change in a jar on my dresser and at the end of the month I have enough to buy myself something frivolous. My husband provides as close to exact change as possible, expending as many pennies as possible.

When I am with him I use some of my change because my hoarding annoys him, but I am quick to be stealthy about it, like if my bill is $2.60 I pay with $3.00 and a dime....

i pay with a debit card whenever possible.

if i must pay cash i normally pay with the paper money i have thats closest to what is owed.

I'll give whatever bill is handy, and if there's a weird decimal I'll give the cents.

So if something ends up costing $10.07, I may give a twenty and seven cents. That way the cashier only has to pull out a ten in change.

Debit. I hardy ever even carry cash anymore.

I hand them my debit card and then promptly forget to record the transaction in my check register.
And then I wonder a few weeks later why my checkbook doesn't balance. I'm $500 off according to my bank; I think I have $500 less than they do, though, so I'm off $500 in the "correct" direction, at least.

depends.
If I'm paying with cash, I usually try to use up my spare change - though being mathematically-bent this usually confuses and confounds the poor thing operating the till (since I might, for eg, profer up $101.30 to pay for something costing $55.80).
Mostly, though, I just use my Octopus card (http://en.wikipedia.org/wiki/Octopus_card). I have it set up that it automatically debits $250HK (~$30US) from my visa onto it whenever it reaches zero. Too convenient not to use.

This isn't really what method you use, but how you use the money. That is, do you give exact, try to give exact, slap down a twenty, etc...?

I usually try to make exact change or close to it.

Poll Ahoy!

Since I started seeing ads like this: http://www.youtube.com/watch?v=28K1a6BC5m0

I absolutely refuse to pay plastic.

For preference, I pay cash for just about everything 'portable'.

Since I started seeing ads like this: http://www.youtube.com/watch?v=28K1a6BC5m0

I absolutely refuse to pay plastic.
ughh....that's one of the worse, most disturbing, and obscene ads I've ever seen. Encouraging ppl to get into Credit card debt by making out it's embarassing to use cash and that it incoviences others by doing so.
Makes me want to use cash all the more.

ughh....that's one of the worse, most disturbing, and obscene ads I've ever seen. Encouraging ppl to get into Credit card debt by making out it's embarassing to use cash and that it incoviences others by doing so.
Makes me want to use cash all the more.

Exactly. That's just one of a series, too... it's their new big thing, I think.

Well, it worked, but maybe not how they intended. On me, at least. I now boycott plastic as a matter of principle.

Usually cash, but if I don't have enough, debit or check.

It's entirely situational. If I'm likely to need some change later in the day (for a car park or somesuch) I'll pay with whatever paper note will cover it so that I have the change later. Otherwise, I'll use the right money if I have it on me.

Most times though, I'll just use a debit card.

Cash.
I'll usually try to give exactly the right amount if I'm carrying suitable change, unless I'm actually collecting coins of some type for something else for which alternatives won't work (such as to use in the machines at the launderette). If I can't give the exact amount then I'll try to make things easier for the shop assistants by giving them an amount that lets them calculate my change most easily. (e.g. for an item costing £5.45, if I didn't have a £5 note or enough £1 coins, I'd try to give them a £10 note and 45p in coins rather than just the £10 note).

Exactly. That's just one of a series, too... it's their new big thing, I think.

Well, it worked, but maybe not how they intended. On me, at least. I now boycott plastic as a matter of principle.
I find it obscene that they're now trying to (and let's face it: succeeding) make credit cards an everyday item to use for every payment, no matter how small - Thus making us (as a society) ever more dependent on credit and keeping us continually in debt.
That ad is espesh appalling by making out you're upsetting, inconveniencing, and embarrassing others by using cash.
The other thing that annoys me about that ad is that I've never once found using a credit card easier or faster than using cash. I hand the card over, they fiddle with the machine, wait for it to connect, hand the console to me, I type in my PIN, hand it back, wait for the transaction to process and print out the receipt.
yeah. so much faster than just handing over some cash.

That said, I tend to use my card a lot as-of-late but that's more due to the fact I'm now financially healthy enough to be able to pay it off each and every month. Also, the accumulated points I get from using the card I can exchange for supermarket money vouchers - a years use of carding gives me close to 2 weeks worth of grocery vouchers. Not great, but it's nice.

If I'm paying with cash, I usually try to use up my spare change - though being mathematically-bent this usually confuses and confounds the poor thing operating the till (since I might, for eg, profer up $101.30 to pay for something costing $55.80).

That. I own a debit card, but don't use it unless it's online shopping. I usually try to get my exact change ready while waiting at the register line if it's not too many items, and in all other cases I'll give money as exact as possible, and/or such that I'll get the most convenient change back (i.e., the biggest coins/bills I can manage with what I've got). I'm terribly irritated at cashiers who either don't get that system, or sabotage it by giving smaller change than the amount warrants, most often bill-amounts in coins.

This isn't really what method you use, but how you use the money. That is, do you give exact, try to give exact, slap down a twenty, etc...?

I usually try to make exact change or close to it.

Poll Ahoy!

Depends. If I need change, I'll pay with a bigger note.
If I've got too much change, I'll pay exact.
If I've got no cash and the ATM is broken, I'll pay with my debit card.

It depends really. I went in the shop the over day for one item, noticed I had the exact change and so gave the woman the exact change. The day before I went out for beer, and paid with a nice crisp tenner!

This isn't really what method you use, but how you use the money. That is, do you give exact, try to give exact, slap down a twenty, etc...?

I usually try to make exact change or close to it.

Poll Ahoy!

I usually use money, or some reasonable facsimile thereof, barter being generally poorly regarded.

Since I started seeing ads like this: http://www.youtube.com/watch?v=28K1a6BC5m0

I absolutely refuse to pay plastic.

For preference, I pay cash for just about everything 'portable'.

Yeah, seriously. That's just wtf. I also don't want my purchases tracked or trackable. Cash FTW.

I'll use credit cards or prepaids for online purchases when I need to, but in real life if you don't have the funds, you probably don't need it.

I give to the nearest dollar and all the spare change gets lost somewhere in my pocket.

To the nearest euro if I have the coins.

I find it obscene that they're now trying to (and let's face it: succeeding) make credit cards an everyday item to use for every payment, no matter how small - Thus making us (as a society) ever more dependent on credit and keeping us continually in debt.
That ad is espesh appalling by making out you're upsetting, inconveniencing, and embarrassing others by using cash.
The other thing that annoys me about that ad is that I've never once found using a credit card easier or faster than using cash. I hand the card over, they fiddle with the machine, wait for it to connect, hand the console to me, I type in my PIN, hand it back, wait for the transaction to process and print out the receipt.
yeah. so much faster than just handing over some cash.

Credit cards are being made into the "new cash", the new monopoly game is "electronic" and you get your own swipey card, and the cash registers for children all have credit cards.....I couldn't find one with fake money except online and it was still hard to find.

90% of the people who come into my office in major debt (they took my car and now they want the house debt) pay for everything with credit cards, groceries, gas, Starbucks.....it makes me sick. I make them cut them all up. If you want my financial guidance, you can't have credit cards.

I use debit.

This isn't really what method you use, but how you use the money. That is, do you give exact, try to give exact, slap down a twenty, etc...?

I usually try to make exact change or close to it.

Poll Ahoy!

Visa Check Card.

Eliminates all of these questions.

I slap down a twenty. It's their job to make change, and it's not my problem if they're bad at it.

As it happens, a lot of cashiers these days are bad at it, and I routinely get incorrect change back.

I always correct them if they didn't give me enough.

I slap down a twenty. It's their job to make change, and it's not my problem if they're bad at it.

As it happens, a lot of cashiers these days are bad at it, and I routinely get incorrect change back.

I always correct them if they didn't give me enough.

Do you correct them if they give you too much? I hope so.

the new monopoly game is "electronic" and you get your own swipey card
The motto for the new generation: I can't add!

Do you correct them if they give you too much? I hope so.
It could be a gift. I can't know for sure.

If people aren't going to learn to add, I'm not going to learn to help them.

Generally cash. I usually break a 20, and then pay for stuff in exact change after (if possible).

I'd have much prefered a fiver and £3 in coins. But then that's probably being too damned fussy.

True, that's what most people would prefer but sometimes shops or, like my place of work (local library) frequently discovers, we don't have the fivers or other notes to give to customers as change as they have all adopted the "pretty much exact change in shrapnel for the staff" approach. Buying and selling, with payment there's no telling - what an economic game of swings and roundabouts

I pay with the least amount of cash I can (ie. I'll give exact if I have it, otherwise it might be, say £2.50 for something that's £2.20, or £5 for something that's £3.49).

Unless I'm at the supermarket and I've bought a lot. Then I use my (debit) card because it takes longer than using cash, which gives me more time to bag the groceries.

If I have no cash and it's very inconvenient for me to find a hole in the wall I'll pay by card.

I will sometimes pay with an amount that produces the denomination of change I'd like.

For example, if the price of something is $1.89, I could pay with $7.14 to make it easy for the cashier.

I only carry bills, and loathe change. Any coinage I get is immediately tossed in the cookie jar or cubby hole in my pickup. Eventually it gets gathered up and turned into money.

I normally try to give it exact and search the money while standing in queue. I worked in an internet cafe for a while and thus learned to hate the people who give a 10€ note to pay for one printed page (0.08 €). One very arrogant person who did that repeatedly once got most of his change as 1, 2 and 5 cent-coins :) (he did other things to PO me than pay with large notes though)

I only carry bills, and loathe change. Any coinage I get is immediately tossed in the cookie jar or cubby hole in my pickup. Eventually it gets gathered up and turned into money.

Coins are money.

It could be a gift. I can't know for sure.

If people aren't going to learn to add, I'm not going to learn to help them.

Unless it benefits you.

I use plastic everytime. Cause thats how I roll.

This isn't really what method you use, but how you use the money. That is, do you give exact, try to give exact, slap down a twenty, etc...?

I usually try to make exact change or close to it.

Poll Ahoy!

I use checks which was not an option. I usually make out the check for the exact amount but if I'm short on cash I'll make it for $20.00 over.

Coins are money.

I once put a $20.00 bill in the stamp machine at the post office to get about $7.20 worth of stamps. :eek: When my change dropped it sounded like I hit the jackpot at the casino. It took me a couple of days to get rid of all those dollar coins.

People still buy stuff offline? 0_o

At the store: plastic, either in debit or credit card form.
At the bar: cash. Usually starting off with whatever bills I have and then towards the end of the night I'm paying in change (we have $1 and $2 coins, I'm not usually throwing a roll of quarters on the table).

I give them what I have. I have no responsibility to make their job easier.

Actually, what really annoyed me is when I worked at Tim Hortons a lot of people would have small change, but they would insist on paying in $20s so we would very quickly run out of $5 and $10s. One time a lady paid me in a $20 for a coffee (which cost under $2) and we were out of bills so I apologized and started counting out a stack of toonies. When I went to hand her a pile of change, she told me that she only gave me a 20 because she wanted me to break it and then handed me $2 and asked for her $20 back.

It makes me so happy that I won't ever have to work in customer service again.

Weirdoes. I like change. It keeps me entertained.

Your not having one of my fairly frequent options. Say what you getting totals £3.16 but I don't have any £1 coins then I've give a £5 note and 16p (£5.16 in total) or 20p if I don't have the exact change. Saves me getting a whole lump of change.

i always pay in cash, that way i can easily monitor how much i still have...

I once put a $20.00 bill in the stamp machine at the post office to get about $7.20 worth of stamps. :eek: When my change dropped it sounded like I hit the jackpot at the casino. It took me a couple of days to get rid of all those dollar coins.

Dollar coins are awesome. I use them all the time. In fact, I now take any one dollar bills I get in change to the bank to get two dollar bills!

Fergi America;13347150']People still buy stuff offline? 0_o

I hope that was sarcasm...

Your not having one of my fairly frequent options. Say what you getting totals £3.16 but I don't have any £1 coins then I've give a £5 note and 16p (£5.16 in total) or 20p if I don't have the exact change. Saves me getting a whole lump of change.

Sorry. :( I also forgot to mention euros...