NationStates Jolt Archive


On the Velocity of Money...

Ragbralbur
30-10-2006, 23:56
This is rough outline of a theory I am working on that links the effects of fiscal and monetary policy. Any feedback would be greatly appreciated.

In 1958, A. W. Philips derived what history would come to know as the Philips Curve. It showed that there was a negative relationship between unemployment and inflation. Unfortunately, the curve measured a cluster of years that travelled on a random walk averaging roughly zero inflation. By sheer chance, Philips had charted a system with zero expected inflation. When people began to expect positive inflation in the 1970's, the relationship broke down, and the result high inflation and high unemployment. Philips had the right idea, but his assumption that expectations remained constant created problems with his system.

In 1965, Milton Friedman and Anna J Schwartz completed incorporated the idea of expectations into the Philips model, claiming that pursuing full employment policies will result in the expectation of positive inflation and the acceleration of inflation. This was correct. They advocated keeping the money supply strictly controlled to match money demand through quantity targets. Unfortunately, the monetarist system set quantities based on the assumption that the velocity of money remained roughly constant. Similar to Philips, it was sheer chance that Friedman and Schwartz' analysis held up despite the fact that it does not account for velocity changes.

So what is the velocity of money? Basically, it is the rate at which money moves through the system. Moving through the system, in this case, means an exchange of that money for something the holder values more than the money. If there are many potential transactions in the economy, the velocity will increase. If there are few transaction possibilities, the velocity will decrease. When the velocity of money is high, the money holds more value; it is in higher demand because whoever takes possession of it is more confident in their ability to unload it for a good they desire. Similarly, a sluggish velocity will lower the demand for money. Assuming the money supply is held constant, this will increase interest rates and naturally fight inflation.

Thus, we move to the question of what determines the potential transactions in the economy. The answer is that potential transactions are determined by the degree to which government allows transactions to take place. In a completely free market system, the number of items a consumer can buy is maximized. Following that logic, so too is the velocity of money. In more restricted and regulated markets, the potential transactions have been curtailed, which results in a lower velocity. The result is that government action can create inflationary pressures that require the money supply to be held lower than it would in a free market. In turn, more regulated markets must either experience higher inflation or higher unemployment than less regulated markets, all things being equal.

Therefore, when Friedman said that "inflation is always and everywhere a monetary phenomenon", he wasn't entirely correct, just as Philips wasn't entirely correct when he chronicled the relationship between employment and inflation. So far, monetary aspects have been the best understood contributors to inflation, but it seems they are not the only ones. Each action taken by central authority creates ripples that affect both output and price level, usually to the detriment of both.

I hope to add graphs in the future.
The Nuke Testgrounds
31-10-2006, 00:00
Seems to hold togehter. But I don't really know that much about economics.
Neu Leonstein
31-10-2006, 00:02
You may also want to consider something about the increasing use of ATMs, credit cards and the like. Technology can have massive impacts on the velocity of money, simply by how much cash is required to actually physically change hands.

Also, nothing in economics is complete without referring to the Great Depression. :p
And just as a hint...collapsing banks are going to make people hang on to cash...
Greill
31-10-2006, 00:05
I would say that chronic unemployment is more the result of regulation that does not allow for the clearing price of labor, which is a good like any other. Inflation is a result of an expansion of the credit supply, more money chasing the same number of goods. Whether this results in a positive increase in the price level depends on how many more goods are being made at the same time- however, because there is overall more money, this means that the price level will be higher than it would have been otherwise. Understanding chronic unemployment as being the result of goods not being able to clear at a certain price, and inflation being the result of credit expansion, the two are not linked together as the Philips' curve would have one believe.
Ragbralbur
31-10-2006, 00:52
I would say that chronic unemployment is more the result of regulation that does not allow for the clearing price of labor, which is a good like any other.
So, following your logic, a restriction on the number of goods produced results in lower production and higher unemployment.

Inflation is a result of an expansion of the credit supply, more money chasing the same number of goods. Whether this results in a positive increase in the price level depends on how many more goods are being made at the same time- however, because there is overall more money, this means that the price level will be higher than it would have been otherwise.
Again, following your logic, the price level is determined not just by the expansion of the credit supply, but also by the failure of production to match that expansion. Therefore, if there is a restriction on the number of goods produced, an expansion of credit supply will cause inflation, which means that regulation can cause inflation.

Understanding chronic unemployment as being the result of goods not being able to clear at a certain price, and inflation being the result of credit expansion, the two are not linked together as the Philips' curve would have one believe.
But even your statements above suggest that rises in the price level can be prevented by similar rises in production. You've reasserted the same theory I have just posted while claiming it is different.

EDIT: Leonstein: Two very good points. They'll be in the second edition.
Ginnoria
31-10-2006, 00:57
The velocity of money, neglecting air friction and drag forces, is equal to 9.81 times t meters per second, where t is the time elapsed since the money was released from rest.
Markreich
31-10-2006, 00:58
The velocity of money is equal to 9.806 m/s^2. :D
Ginnoria
31-10-2006, 00:59
The velocity of money is equal to 9.806 m/s^2. :D

That's the ACCELERATION of money ... see my post above, newb ;)
Icovir
31-10-2006, 01:00
The velocity of money is equal to 9.806 m/s^2. :D

lol :D
Greill
31-10-2006, 01:03
So, following your logic, a restriction on the number of goods produced results in lower production and higher unemployment.

No. I'm saying that controlling the price of goods will not allow them to clear naturally. This is different from controlling the number of goods produced.

Again, following your logic, the price level is determined not just by the expansion of the credit supply, but also by the failure of production to match that expansion. Therefore, if there is a restriction on the number of goods produced, an expansion of credit supply will cause inflation, which means that regulation can cause inflation.

I'm not talking about the price level, aside from the effects of inflation. My definition of inflation, being the Austrian definition, deals directly with the expansion of the credit supply. There can be no positive rise in the price level but have inflation at the same time- it could be possible to have a CPI at 0%, and have was inflation (credit expansion). Because of the extra money in the economy, however, the price level is higher than it would have been otherwise.

But even your statements above suggest that rises in the price level can be prevented by similar rises in production. You've reasserted the same theory I have just posted while claiming it is different.

Again, a rise in the price level and inflation are not the same in Austrian theory. Credit expansion means that there is more money in the economy- a rise in the price level means that everything costs more. Related, but not necessarily the same.
Ragbralbur
31-10-2006, 01:09
So I have to relearn all my terms just to converse with you?
Ginnoria
31-10-2006, 01:09
lol :D

sigh ... apparently no one here understands physics. Next time you have to calculate the mass of a ball tied to a massless cord on a frictionless surface based on the change in its velocity, you'll be sorry. :(
Ginnoria
31-10-2006, 01:10
So I have to relearn all my terms just to converse with you?

No, just get them straight ... velocity != acceleration.
Ragbralbur
31-10-2006, 01:10
No, just get them straight ... velocity != acceleration.
Not you. Greill.

You are amusing, but sadly not overly useful.
Markreich
31-10-2006, 01:14
That's the ACCELERATION of money ... see my post above, newb ;)

Erm... yours wasn't there when I started to type mine. 1 minute or less delta.
Ginnoria
31-10-2006, 01:14
Not you. Greill.

You are amusing, but sadly not overly useful.

:( The story of my life ... probably why I've never had a girlfriend in the 18 years I've been alive. I hate myself.
Ragbralbur
31-10-2006, 01:20
:( The story of my life ... probably why I've never had a girlfriend in the 18 years I've been alive. I hate myself.
You'ren't alone. I hate you too.
Ginnoria
31-10-2006, 01:21
You'ren't alone. I hate you too.

:( ok.
Markreich
31-10-2006, 01:23
:( The story of my life ... probably why I've never had a girlfriend in the 18 years I've been alive. I hate myself.

Don't worry about it. Most of the kids your age are lying anyway.
Now, go out there and find her. Just be yourself, listen to what she says and compliment her shoes or hair. ;)
Greill
31-10-2006, 01:51
So I have to relearn all my terms just to converse with you?

No, no, no. It's just when I say inflation, I mean inflation of the credit supply, which I want to differentiate from an increase in the price level (like CPI etc.) It's for clarity that I do not use inflation as the same thing as increase in the price level.