NationStates Jolt Archive

This is basicly me complaining. Write what you wish. I like a good argue!

Teens like me are kinda resorted as a disease on the road. Always stunt driving, drinking and all that "FUN STUFF". But not all of us are. The media are not helping either. The would rahter show a teen smeared across the road in a huge accident, instead of a 40 year man runing over a person. Also my insurance is going to kill me! $1200 Can for just being on the road. If i wanted colision and all that i have to pay at least $5000 for a 2001 Sunfire 2 Door. But instead i have to resort to an old car that so i can pay for it all. ARRRG! :mad:

That's the sad truth. I see way too many older people driving like jackasses, then when they crash into a teen, it's the teen's fault for being young.

That's the sad truth. I see way too many older people driving like jackasses, then when they crash into a teen, it's the teen's fault for being young.
Not legally speaking......but sometimes, depending on insurance carrier, apparently the teen's rate will still go up for not dodging or something stupid like that.

Me? I drive a '95 Taurus with 56000 on it, and pay $315 every six months (perfect record, good grades, passed drivers ed). I can't complain much.

I don't know what the statistics are like where you live, but in Aus young drivers (under 25 years) are over represented in accidents. I can't remember the exact figures of the top of my head, but they represent something like 15% of drivers, but are involved in about 25-30% of fatal or injurious crashes. A sad statistic.

I'm going to give you some advice that can be applied to all adult-teen situations. Children are like adults, they're both bastards.

Oh God, not this again...

Ever since the Budge incident here, that's all the town paper has been talking about... and the crash happened 2 fucking years ago...

Even worse, they're trying to try the one survivor of the accident (the 16 year old driver) as an adult to see if they can get the death penalty, even though evidence came out that the 78-yo was just as responsible for the accident as the one guy... Bastards...

Teens shouldn't be allowed to drive at all. It's as if there aren't enough cars around already. :rolleyes:

Car rates for teens should be made by law to be dependant on grades+attendace+effort grade+participation grade.

I'm young and I drive like a maniac when no other cars are around. And yet, in those two years i had my license now, my father had three accidents, I had zero.
Maybe its coincidental, but it is true that insurance firms especially live of overgeneralising young people.
Plus, most young people can't afford insurance for a nice car (I do by living at home and using all money I earn to keep it - a 99 WRX). So they buy an old tin can - and if something happens, they're fucked. I would say insurance companies should contribute by making insurance for cars with certain safety features cheaper.

you can't drive 'til you're almost 18 here and I think that's good. a sixteen year old responsible for 2 tonnes of 100mph steel is just stupid.

I'm 43 now and my driving is more careful and more boring than it ever was but at the age of 20 I was a total fucking idiot.

I raced, I burned off from the lights and I didn't pay enough attention. I was lucky not to crash and die. It was just luck not skill.

OK, not all young people are stupid but the stats show that lots are. Remember that young people do many less miles on average than adults but have more accidents (at least the insurers claim they do).

Higher insurance keeps you in less powerfull cars. A couple of beers and a 3 litre, 16 v, OHC is a death sentence for someone.

I will admit, that Teenagers crash more frequently as a group, than Adults. But isn't it because Adults expect us to crash? Is it because of the pressure put on us to prove ourselves as valid members of society? The truth is, Teenagers are younger, hopefully don't smoke or drink alcohol and therefor, arn't our minds quicker and better than that of the Adults?

I will admit, that Teenagers crash more frequently as a group, than Adults. But isn't it because Adults expect us to crash? Is it because of the pressure put on us to prove ourselves as valid members of society? The truth is, Teenagers are younger, hopefully don't smoke or drink alcohol and therefor, arn't our minds quicker and better than that of the Adults?
Yes, my mind was like a razor when I was 20 but that meant I caould drive through town at 70 and miss all the stationary objects with ease. Just like a video game.
Of course I now realise that older people had no chance of predicting where i'd be and had they pulled out or driven in a normal and reasonable way I'd of hit them anyway. I was just lucky.

The point is we share the roads. All of us. Old codgers who drive 20 and young fools like I was who drive 70 (or more).

I was'nt trying to prove myself. I just didn't care. Nilism is normal for teenagers. You're all indestructable.

Just remember, quick isn't always better. I take my time, look way ahead and expect every over road user to do something really stupid. you can't do that at speed and a quicker mind just encourages you to go quicker. I know cos I did it.

tell what you want, but the stats show that much more teens are involved in accident than their percentage in the driving populace. it is just as sick people pay more to health care, and extreme sportmen paid more in life insurance.
there are legitimate differences between humans, and it is fully justified to act differentiallt in other humans, in some cases.

This is basicly me complaining. Write what you wish. I like a good argue!

Teens like me are kinda resorted as a disease on the road. Always stunt driving, drinking and all that "FUN STUFF". But not all of us are. The media are not helping either. The would rahter show a teen smeared across the road in a huge accident, instead of a 40 year man runing over a person. Also my insurance is going to kill me! $1200 Can for just being on the road. If i wanted colision and all that i have to pay at least $5000 for a 2001 Sunfire 2 Door. But instead i have to resort to an old car that so i can pay for it all. ARRRG! :mad:


I have no pity for you, as far as "your old car".
I drive a 94 Ford Tempo.
Be glad you have a car at all.

No, not all teen drivers drive like assholes...but the simple fact is that many teens either dont pay enough attention, or purposely drive like an idiot.
I know, I did this a bit too when I was a teenager, wich, wasnt all that long ago.
Thats why you have to essentially pay more for the priveledge of driving.
Becuase your a bigger risk than I am.
It may suck to have to pay so much for it, but in a very short time, everything will be like this. Soon, you'll be paying rent..utilities..phone..car insurance..all that lame crap..

So...quit bitchin...maybe get a part time job...and use this experience as a lesson.

After that...take the car..go out with yer G.F..(B.F?) go park somewhere...and try to get in her/his pants.

Consider it a reward for hard work.

I have no pity for you, as far as "your old car".
I drive a 94 Ford Tempo.
Be glad you have a car at all.

No, not all teen drivers drive like assholes...but the simple fact is that many teens either dont pay enough attention, or purposely drive like an idiot.
I know, I did this a bit too when I was a teenager, wich, wasnt all that long ago.
Thats why you have to essentially pay more for the priveledge of driving.
Becuase your a bigger risk than I am.
It may suck to have to pay so much for it, but in a very short time, everything will be like this. Soon, you'll be paying rent..utilities..phone..car insurance..all that lame crap..

So...quit bitchin...maybe get a part time job...and use this experience as a lesson.

After that...take the car..go out with yer G.F..(B.F?) go park somewhere...and try to get in her/his pants.

Consider it a reward for hard work.

I rolled in a '78 Ford Fairmont when I was in high school. It was impossible for me to drive recklessly.

I rolled in a '78 Ford Fairmont when I was in high school. It was impossible for me to drive recklessly.


My first car was a 1980 Datsun, 210.....

..Hatchback...

I dubbed it "The AquaBeast".

Once, our area had a week of solid rain, and much flooding did occur.
I drove it thru 2 1/2 feet of water...it was unkillable.
I put it in a ditch once...the alignment came out better than it went in.

I feel the same way. I have to pay for all the other retards my age who drag race in their $4,000 pieces of shit and drive drunk. I drive safe and never drive drunk, which is really remarkable considering how much I drunk (except for once and that was an emergency.) It's so stupid that insurance companies are allowed to discriminate like that: it gives old people who are shitty drivers a break!

I prefer the situation in Germany to the one in the States. Here you have to be 18 to get a driver's license, while you get to drink at age 16. This means that we have a bunch of slightly more mature youngsters that have had time to get to know their alcohol limits when they hit the road.

This is basicly me complaining. Write what you wish. I like a good argue!

Teens like me are kinda resorted as a disease on the road. Always stunt driving, drinking and all that "FUN STUFF". But not all of us are. The media are not helping either. The would rahter show a teen smeared across the road in a huge accident, instead of a 40 year man runing over a person. Also my insurance is going to kill me! $1200 Can for just being on the road. If i wanted colision and all that i have to pay at least $5000 for a 2001 Sunfire 2 Door. But instead i have to resort to an old car that so i can pay for it all. ARRRG! :mad:
Indeed you will have to resort to an older car, and why shouldnt we, otherwise we couldnt keep up that stat and give all the "mature" drivers something to whinge about. God forbid they allow us to drive newer cars that handle better and have more safety features. That may actually lower the road toll. :rolleyes:

My first car was a 1980 Datsun, 210.....

..Hatchback...

I dubbed it "The AquaBeast".

Once, our area had a week of solid rain, and much flooding did occur.
I drove it thru 2 1/2 feet of water...it was unkillable.
I put it in a ditch once...the alignment came out better than it went in.

Called mine the Deathmobile. Leaked every single fluid it could, including gas. Couldn't have more than a quarter tank.

a 99 WRX dont want to sell it do you? ;)

Meh. Good drivers often pay higher insurance because of bad drivers in their age group.

Welcome to the world, where bad people screw things up for good people. Enjoy your stay. :D

Called mine the Deathmobile. Leaked every single fluid it could, including gas. Couldn't have more than a quarter tank.


I also used to have a 1978 Dodge Sportsman conversion van.

The Land Whale.

I bought it for $200. It had so much rust, that it had gaping holes on the side panels, and you could see the road through them.

No Heat.

Worst of all...whenever it would get wet, it would stall, when you stopped.

It was the worst hunk of shit on wheels.
That goddamned rusted out shitbox gave me more trouble than any vehicle Ive ever owned.

Strangely enough, I dont think Ive ever had so much fun in any other vehicle.

I'll be 17 soon (the legal age for driving in England). There are second hand cars on sale for less than the insurance will cost me.

As a Teenage driver myself, I know for a fact that I'm lacking in the experience department. A lot. It's simply because I haven't been driving long enough.

To be honest, I can't really blame the insurance companies that much. Not as much as I'd like to. It's just a fact of life, really.

Incidentally, in Britain, at least, you can go on a "Pass Plus" course, which, when completed, reduces your insurance premiums.

Get your parents to buy the car under their name! So it's cheaper insurance for you to crash it :D.

Oh my god no, not $1300!!!! That's just terrible. Try just over £2000 on a '96 1.4 hatchback. So glad I sold that and bought my bike. All good until you fall off. Now I just need a new bike.

It is a sad thing that insurance companies dwell on every accident no-matter the cause as an easy excuse to bump up thier premium. In our area it's those cell phones. Teens are not the only ones crashing cars talking on them. If government would make thier lives miserable instead of those that drive safely I think all insurances would take a drastic drop for good drivers. Inso far as hitting deer, drop the price of hunting liscences and raise the standards of qualifying to get one[to avoint hunting accidents], we would have better population control of the animal population thus avoiding car accidents involving wild animals. I think this and commonsence would lower all insurance rates. But who ever accused government or insurance companies of having that? Thier all a bunch of profitiers.

I am 18, and have been driving since November 2004, I also have Pass Plus (secondary qualification to show you are a better, more skilled driver)

I have a Vauxhall Nova 1.3SR, this is probs one of the worst cars to have as a young driver, namely as it has quite a lot of power (80bhp, tuned engine :) ) and secondly chavs and other low life like it and would like to steal it, or have one and they drive them like maniacs.

I think insurance companies need to stop generalising and perhaps do interviews either on the phone or in person. It is fairly obvious from looking at people at how they will drive by looking at how they are dressed, the magazines they read and how they talk are usually pretty good indicators of whether they are interllectual and safe or stupid and a maniac. Of course there will be expceptions, but this is where meeting someone in person and gut instincts come into play. Then insurance companies could pick and choose people according to their personalities as well as their location and car, reducing premiums for some, increasing for others making alot fairer for the majority.

This of course won't happen as it will be too expensive, and besides, Insurance companies would probably lose out if they did this!

The best young persons insurance i have come across in the UK is Co-operative Insurance, they are relatively cheap, mine is £1100 ($2150) fully comp, the nearest quote i got for that was £2100 ($4250), so....give CiS a call if you live in the UK

:)

Get your parents to buy the car under their name! So it's cheaper insurance for you to crash it :D.
And if you do, the Insurance won't pay cuz they weren' driving....

Oh, and my car is everything I own. I won't sell it until I'm done with Uni (or I can't afford food - but don't get your hopes up) and then I'll buy myself something nice.

Get your parents to buy the car under their name! So it's cheaper insurance for you to crash it :D.

I wish that would happen, the only thing is i would not be able to have my own "history" and my insurance rates willl be a tad higher. Well, i found a better car aside from a few scratches, and sadly another sunfire! :rolleyes:

I like the idea of insurance companies personally talking with you and treat you as a person rather than a group. I heard something in Toronto, they are testing a device where you put in your cars. Well basicly it records how fast you go, how hard the stearing colum in pushed, and other things. Then at the end of the month you load it on your computer and you see the results and if you wish you send it to your insurance company and you get a % off or something like that unless you drive like a manic. And if you don't you still pay the same price. I think this would be a really good idea, unfortantly most people are against it, and really it is an invasion of privacy...

This is basicly me complaining. Write what you wish. I like a good argue!

Teens like me are kinda resorted as a disease on the road. Always stunt driving, drinking and all that "FUN STUFF". But not all of us are. The media are not helping either. The would rahter show a teen smeared across the road in a huge accident, instead of a 40 year man runing over a person. Also my insurance is going to kill me! $1200 Can for just being on the road. If i wanted colision and all that i have to pay at least $5000 for a 2001 Sunfire 2 Door. But instead i have to resort to an old car that so i can pay for it all. ARRRG! :mad:That's the sad truth. I see way too many older people driving like jackasses, then when they crash into a teen, it's the teen's fault for being young.
I can honestly say, I've never heard nor have I entertained such thoughts. I know our news casts do say if Teens were Involved, but rarely do they make blanket sweeping generalizations like that.